It was a sunny, winters day in Cochabamba, Bolivia. I took a leisurely stroll to the ATM letting the sunshine warm me up. My plan was to get some cash and find a wifi spot. I pulled open the glass door of the ATM hut and opened my wallet, but on this day my bank card was missing. Normally at a point like this, my heart would beat really fast and there would be some unease or even mild panic but
I felt peace. There is very little in my small wallet, my drivers license, my bank card, a sticky note and some cash if I have it. I looked through everything, then again. Still no bank card. I looked through my bag; I tried to think if I had put it in one of my pockets or if it simply fell somewhere. Yet the whole while this incredible peace stayed with me. I quickly returned to my friend's apartment at which I was staying and went through all the contents of my bag and wallet again, still no bank card.
Retracing my steps, I knew the last time I had used my bank card was on Sunday. It was Tuesday.
The ATM I had used was not connected to a bank building but was situated with other ATMs near a hotel. I remembered clearly getting the cash and putting it into my wallet but couldn't remember anything about replacing my card into my wallet. The ATMs in Bolivia are not the kind that immediately return your card to you once the cash is dispensed. So I had been careful to check on prior occasions if had put my card back into my wallet before leaving the ATM. But clearly the last time I had not checked. I had to stop myself from feeling stupidly careless for too long. I repented to God for not taking better care of my card then set about thinking about what to do next.
The worst case scenario was that I would need a new bank card, considering my bank is in the United Kingdom, that was not going to be easy but I knew that whatever happened God would work it all out because my peace remained steadfast. I had wished my friend was home so I could ask her to help me but instead I wrote her a note to say, I had lost my bank card and would be out looking for a wifi spot so I could alert my bank.
As I opened the door to the elevator, there was my friend. I quickly explained what had happened and she said, well let's go to the bank and ask them if they have your card. I didn't think that this was an option. But I knew that the timing of meeting my friend in the elevator was so perfect, I just couldn't ignore that. Thankfully, God faithfully brought to mind exactly which ATM I had used and that particular bank was just around the corner from us so off we went to calmly sit in the waiting area enjoying the bank's bottled water until our number was called. My friend explained in beautiful Spanish what the problem was and we were told that all cards retained by ATMs are collected and sent to the central office, in the city centre. So even though the particular ATM I had used was close they couldn't help me. As we walked back towards the apartment, I asked my friend if she would come with me to the central office and she said yes, let's go now. So we hailed a 'trufi' (a taxi service working numbered routes that carry several passengers at one time making it cheaper to travel) and within a few minutes we were in the centre asking for directions to the bank. On entering we were sent straight to the desk of a most beautiful administrator who kept the cards retained by ATMs. She said, there are two possibilities, your card could have been stolen by someone, if not, it could have been retained by the ATM. If the latter is the case, we will only receive the card on Friday which is when all cards arrive here. It was Tuesday. That meant waiting almost four days to know whether or not they had my card and taking a chance of not reporting my card lost until Friday.
Or, the beautiful lady said, we could open that particular ATM for you now but that will cost 100Bs. All I had was 10Bs. Even if I could access my bank account I still wouldn't have that much, so off course that was not an option. So we left, with the helpful lady's contact details so we could call her on Friday.
As we left, my friend asked me, how do you feel? What do you want to do? I took a deep breath. I knew I had to leave Bolivia in about 5 days. I was only allowed to stay in the country for 30 days without a visa. Before leaving PerĂş for Bolivia, I had asked Holy Spirit if I should get the extra 60 day stay and He had said no, which I had peace about. So here I was knowing for sure that I needed a miracle, as even if my bank in the UK sent me a new card, it would take longer than 5 days to arrive if it arrived at all. So I told my friend that I felt such peace even though it was quite difficult situation. As we walked I leaned into God, eager to hear what He had to say about all this. I longed to be able to get online so I could check my bank balance. My friend had an errand to run in the city centre, she happened to go to the very place in town that had free wifi! There was no movement on my bank account, the balance remained the same as before, this was good news. I tried calling my bank using the free wifi but the call just wouldn't work, I gave up after a while. I have to say, it was comforting to have someone with me through this tough day and it was such a treat when my friend bought me an ice cream especially since neither of us had eaten lunch. Then as we left, I said in my heart, God I trust You for a miracle and He said, I have your card in My hand.
So each day until Friday arrived, I heard a voice saying, you should be panicking; what if the ATM hasn't retained your card? How will you access cash? How will you travel to the next destination? You should report your card lost, it's foolish not to. I realised that the devil was tempting me to step out of faith and out of God's peace into turmoil. I had to resist giving attention to these questions, I pictured my blue bank card in the palm of God's hand and as soon as I did that, peace flooded my mind and silenced the questions. James 4:7 says, submit yourselves to God, resist the devil and he will flee from you. It works!
Thankfully I have wonderful people around the world who pray for me and with me and one of my closest friends, not knowing what God had said to me, after praying for me, sent me a message saying, I believe, God has your card in His hand. Confirmation! Woohoo!
As I contemplated my situation, I gave thanks to God that I wasn't on my own, He had provided friends to help me, to pray with me. He had provided a safe place for me to stay and food to eat each day, all my needs were met and the things I was most grateful for was His abiding presence and peace, so that I could continue with my purpose in each day without being distracted by the missing bank card.
Then Friday arrived. I heard Holy Spirit say go the bank at 3pm. So I carried on with my day ministering and praying. Around 1pm my friend rang the bank but no one answered, she said it's better to call after lunch and before I knew it, it was 3pm. I told my friend that I would be going to the bank then and she said, I'll come with you. So off we went and as we left the gate my friend starting walking to the bank around the corner, I on the other hand went to call a trufi to take me to the centre. I explained that I needed to go to the central bank to see if my card was there. I would have liked my friend to come with me but I knew that God was talking to her and I didn't have to ask. My friend came with me and we sat again in front of the very beautiful lady, I produced my passport and she began to look through a much larger collection of cards than she'd previously had. I watched her look through the cards one by one, she stopped at a blue one but passed it by but I knew that was the blue of my card. As she put it on the desk, I saw the name of my bank and pointed delightedly at it saying, that's mine. I was so joyful! God had ensured that my card was retained and had kept me in such perfect peace throughout the four days of waiting. I was glad my friend was right there with me to share the joy of God's goodness.
That peace I had surpassed all natural understanding, it's the kind of peace that comes when you're trusting God and what He says, instead of going with your natural instinct and understanding. It's a peace that cannot be fathomed or conjured up. That peace only comes from the Father of our Lord Jesus Christ through the fellowship of the Holy Spirit. I'm so overjoyed that my carelessness is not counted against me, I am forgiven. Our God is for us not against us.